Home Electronics Loss Protection
For just pennies a day, our Surge HELP® program can help you protect your family budget from the unexpected expenses of surge damage. And because Surge HELP is financial protection, there is no expensive equipment to purchase or installation required. Every appliance and electronic device in your home is covered, including well pumps, landscape lighting, sprinkler systems, air conditioning units and more.
What are electrical surges and how do they happen?
Electrical surges are a short-term burst of excessive, unwanted energy, which can cause damage to attached electrical equipment. Lightning is the most recognizable cause of surges, though accidents involving utility equipment, trees, limbs and animals on power lines and normal utility equipment are often the source.
The most common sources are motors and compressors found in refrigerators, air conditioners and other household equipment, which create a surge each time they start and stop.
What does Surge HELP include?
Why Surge HELP? Can't I just buy surge protectors?
What does Surge HELP protect?
Doesn't my homeowner's insurance offer the same coverage?
Does the program require me to install anything?
How do I file a claim?
Surge HELP Insurance Coverage
Coverage will take effect 30 days from the date of enrollment and can be canceled at any time. Charges will be added to your monthly bill.
If you would like more information about Surge HELP, please fill out the form below and a representative will contact you shortly.
To view PDF files on your computer, please click the link below to download Adobe Acrobat Reader.